What is Health Care Reform?


Health Care Reform is known by many names – you’ve probably also heard it referred to as The Affordable Care Act and ”Obamacare.” All of these terms refer to the same thing: the federal law that was passed in March 2010 that put new health insurance regulations into place. While the actual law is thousands of pages long, it can more or less be boiled down to:

  • A legal requirement for most U.S. citizens under age 65 to have health insurance by January 1, 2014 or pay a fine on your tax return. There has been a six week extension (until March 31, 2014) for individuals to sign up for coverage and avoid the fine.
  • More ways to get affordable health care coverage by creating state-based (run either by the state or federal government) Health Benefit Exchanges/Marketplace through which individuals can purchase coverage
  • Expansion of benefits/coverage, especially Preventive Care which include Screenings, Wellness Exams, and Maternity
  • No more being denied coverage if you have a pre-existing condition, and you don’t have to pass a medical exam to qualify for coverage

These laws are intended to expand coverage and help more people get health care coverage.

If you’re ready to shop for a health coverage plan, click the button below. You’ll start by answering 2 simple questions which will determine how we can best assist you.



Health Care Reform mandates do not apply to citizens 65 or older. If you are 65 or older
CLICK HERE to learn more about resources, such as Medicare, that are available to you.



Do you have individual insurance questions? We have the answers.
Contact Kelly Benefits Exchange today! Call 877-968-3924

Kelly Benefits Exchange is your destination for Individual & Family Health Insurance Quotes.

We are here to serve the individual health insurance needs of you and your family as mandated by the Affordable Care Act (ACA). On this site you can purchase the right health insurance plan that meets your unique needs and budget as well as understand if you qualify for government assistance (also known as premium tax credits or a subsidy). 


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